Das Finanzierungsrecht der Gesetzlichen und Privaten Krankenversicherung

The financing law of health insurances is a frequently discussed topic, but the real debate within this broad and controversial theme focuses on the dual health insurance system. Specifically, many question whether a parallel existence of the statutory and private health insurances makes sense from a socio political and competition political perspective.
Constitutional debates about the merger of statutory and private health insurance almost inevitably lead to an exploration of the specifics and individuality of each financing law, which is the core issue for any systems integration.
This paper first analyses the financing laws of both the statutory and private health insurance, then takes the reform discussions into consideration and concludes with a constitutional debate. How to deal with aging provisions and persons eligible for aid within an integrated system represents the key challenge.