Die regulatorische Behandlung des Kreditrisikos

The regulatory treatment of credit risk was fundamentally revised with the finalisation of Basel III. This book sets out the key regulatory principles and explains how capital requirements are calculated using the revised standardised approach to credit risk. In addition, the regulatory requirements for credit risk treatment under Pillar 1 of the Basel framework are critically analysed, and their implications for the strategic orientation of credit institutions are highlighted. The analysis underscores the need for a balanced regulatory framework that ensures the stability of the financial system without placing an excessive burden on the parties involved.