Die Regulierung des Peer-to-Peer-Lending in Deutschland

Peer-to-peer lending, in its original form direct loan agreements between consumers, facilitated through an Internet platform, is the economically most relevant form of online alternative finance. This book features a comprehensive analysis of the regulatory framework applicable to peer-to-peer lending in Germany, including its consequences for entrepreneurial practice, consumer access to debt financing and its effects on competition for innovative, technology-driven business models in Germany. The author describes the different variants of peer-to-peer lending in the US and the United Kingdom from a factual and legal perspective, and explains their respective approaches to regulation. He subsequently develops suggestions for improvements to the German regulatory framework and the administrative practices of supervisory authorities regarding innovative, technology-driven businesses.